Build payout systems your clients can trust.

PayoutOS engineers, hosts, and maintains the payout & pay-in software stack for Indian fintechs and enterprises — from beneficiary onboarding and maker–checker workflows to immutable audit trails.

We build the software. You or your licensed partner operates the money movement. Zero regulatory overhead on your team.

Architecture Diagram
UI Layer
Workflow Engine
Integration Layer
PSP / Bank Partner
SLA-backed · 24/7 support
Services — live & rolling out

We provide these services and also design & build custom payout / pay-in software — anyone can get a solution engineered to their workflow.

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From idea to production in three phases.

01
Discovery & Architecture

We map your payout workflow, integration points, and compliance requirements into a technical blueprint.

Deliverables: Solution design doc, data flow diagram, integration spec.
02
Build & Integrate

Our team develops the payout console, APIs, and dashboard — integrating with partner PSPs, banks, or your existing core systems via secure APIs.

Deliverables: Production-ready software, API docs, test coverage report.
03
Host, Maintain & Support

We deploy on your cloud or ours, monitor uptime, ship updates, and run 24/7 helpdesk for your operations team.

Deliverables: SLA-backed support, monthly release cadence, audit logs.

Modular payout software. Assemble only what you need.

PayoutOS Core

Maker–checker workflow engine, role-based access, transaction state machine. Built for Indian enterprise approval chains.

PayoutOS Verify

Beneficiary onboarding with PAN/Aadhaar/account validation hooks, KYC document vault, duplicate detection.

PayoutOS Rail

Integration layer for IMPS, NEFT, UPI, and RTGS payouts plus UPI / QR pay-in collections via your licensed PSP or bank partner. We don't move money — we speak to the rails that do.

PayoutOS Audit

Immutable event log, export-ready for RBI audit, internal compliance, and statutory review. Hash-chained records.

PayoutOS Cloud

Containerized deployment on AWS / Azure / your private cloud. Auto-scaling, monitoring, backup, DR.

Built for teams that need control, audit, and scale.

Fintech startups

White-label payout UI to launch fast without building compliance-heavy code.

NBFCs & co-operative banks

Internal disbursement tools that plug into your existing core banking system.

Enterprises

Bulk vendor payouts, payroll disbursement, and claims processing software.

Government & PSU contractors

Data processing, digitization, and system integration projects.

How we operate.

NIC 62013
Computer programming & consultancy
Deployment
Your cloud, our cloud, hybrid
SLA
24/7 helpdesk · 4-hour P1
Cadence
Bi-weekly releases
Security
2FA, T-PIN, encrypted secrets, hash-chained logs
Exports
RBI · Internal · Statutory

Placeholder commitments — replace with actual SLA before publishing.

Engagement models.

Fixed-scope project

One-time build, milestone billing, 90-day warranty.

Retainer

Monthly development + support, dedicated team.

White-label licensing

License PayoutOS modules under your brand.

Managed hosting

We run it, you use it.

Registered, audited, accountable.

PAYOUTOS PRIVATE LIMITED
CIN U62013UP2026PTC249284
GSTIN 09AARCP1998C1ZV
Reg. Office Deoria, Uttar Pradesh – 274204, India
Incorporated 2026 · Companies Act 2013
Contact info@payoutos.site · WhatsApp +1 646 814 3218

PayoutOS is a software development and IT services company registered under NIC 62013. We do not operate as a payment aggregator, prepaid instrument issuer, or money transfer operator. All money movement is executed by our clients or their licensed banking/PSP partners.

Ready to build your payout software stack?

Tell us your workflow. We'll send back an architecture sketch and a scoping estimate within 5 business days.