Real-Time Payout Gateway · India

Move money in seconds. Across every Indian rail.

PayoutOS is a complete payout console: IMPS, NEFT, UPI and bulk transfers with maker–checker controls, T-PIN security and a full audit trail. Built for finance teams that need speed without losing accountability.

Registered Entity·Operated by PayoutOS Private Limited.
Quick Start Guide

How to use PayoutOS — 3 steps

Whether you’re a maker disbursing payments, a checker approving fund requests, or an admin running the show — this is the full flow end-to-end.

01
Maker · Checker · Admin
Sign in (2-step auth)

Open Login from the top-right. Enter your User ID + password. Check your email for the 6-digit OTP and complete login. Your session is HTTP-only-cookie based — no token to copy around.

02
Maker
Save beneficiaries (one-time)

Go to 'Beneficiaries' → Add Beneficiary. Enter name + (bank account & IFSC) OR (UPI VPA). Saved beneficiaries appear in the dropdown when you pay — so you never re-type details on a busy day.

03
Maker
Make a payment (IMPS / NEFT / UPI / Bulk)

Go to 'Make Payment'. Pick a mode tab → choose a saved beneficiary or enter fresh details → enter amount. The fee preview shows the exact ₹ charge + GST + total wallet debit before you submit. Enter your T-PIN to authorize. Funds settle in seconds for IMPS/UPI; NEFT follows RBI batch windows. Use the Bulk tab to pay many beneficiaries at once via CSV or in-app rows.

Pro tip: forgot your T-PIN? Use the “Reset T-PIN” link on the Login screen — we’ll email you a one-time reset code.
What We Do

One console. Every disbursement need.

Instant Payouts

IMPS, NEFT and UPI transfers settled in seconds via India's leading payout rails.

Bulk Payments

Upload a CSV or build a batch in-app — disburse to hundreds of beneficiaries with one click.

Beneficiary Manager

Saved payees with bank or UPI details. Verified, searchable, audit-logged.

2FA + T-PIN

Two-step login via email OTP plus a separate T-PIN for every transaction. Brute-force lockout built in.

Maker / Checker

Role-based access, fund-load approvals and a full audit trail for every action.

Live Network

Real-time payout health

Aggregated, anonymous metrics from the PayoutOS ledger · last 30 days

Successful
40
Failed
2
Initiated
0
Reversed
0
Status Distribution
Last 30 days
Successful40
Failed2
Initiated0
Reversed0
Total · last 30d
42
Lifetime · 42
Success rate
95.2%
Daily Volume
Last 30 days · by status
  • Failed
  • Initiated
  • Reversed
  • Successful
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