PayoutOS is a complete payout console: IMPS, NEFT, UPI and bulk transfers with maker–checker controls, T-PIN security and a full audit trail. Built for finance teams that need speed without losing accountability.
Whether you’re a maker disbursing payments, a checker approving fund requests, or an admin running the show — this is the full flow end-to-end.
Open Login from the top-right. Enter your User ID + password. Check your email for the 6-digit OTP and complete login. Your session is HTTP-only-cookie based — no token to copy around.
Go to 'Beneficiaries' → Add Beneficiary. Enter name + (bank account & IFSC) OR (UPI VPA). Saved beneficiaries appear in the dropdown when you pay — so you never re-type details on a busy day.
Go to 'Make Payment'. Pick a mode tab → choose a saved beneficiary or enter fresh details → enter amount. The fee preview shows the exact ₹ charge + GST + total wallet debit before you submit. Enter your T-PIN to authorize. Funds settle in seconds for IMPS/UPI; NEFT follows RBI batch windows. Use the Bulk tab to pay many beneficiaries at once via CSV or in-app rows.
IMPS, NEFT and UPI transfers settled in seconds via India's leading payout rails.
Upload a CSV or build a batch in-app — disburse to hundreds of beneficiaries with one click.
Saved payees with bank or UPI details. Verified, searchable, audit-logged.
Two-step login via email OTP plus a separate T-PIN for every transaction. Brute-force lockout built in.
Role-based access, fund-load approvals and a full audit trail for every action.
Aggregated, anonymous metrics from the PayoutOS ledger · last 30 days