PayoutOS is a complete payout console: IMPS, NEFT, UPI and bulk transfers with maker–checker controls, T-PIN security and a full audit trail. Built for finance teams that need speed without losing accountability.
Whether you’re a maker disbursing payments, a checker approving fund requests, or an admin running the show — this is the full flow end-to-end.
Open Login from the top-right. Enter your User ID + password. Check your email for the 6-digit OTP and complete login. Your session is HTTP-only-cookie based — no token to copy around.
Go to 'Beneficiaries' → Add Beneficiary. Enter name + (bank account & IFSC) OR (UPI VPA). Saved beneficiaries appear in the dropdown when you pay — so you never re-type details on a busy day.
Go to 'Make Payment'. Pick a mode tab → choose a saved beneficiary or enter fresh details → enter amount. The fee preview shows the exact ₹ charge + GST + total wallet debit before you submit. Enter your T-PIN to authorize. Funds settle in seconds for IMPS/UPI; NEFT follows RBI batch windows. Use the Bulk tab to pay many beneficiaries at once via CSV or in-app rows.
IMPS, NEFT and UPI transfers settled in seconds via India's leading payout rails.
Upload a CSV or build a batch in-app — disburse to hundreds of beneficiaries with one click.
Saved payees with bank or UPI details. Verified, searchable, audit-logged.
Two-step login via email OTP plus a separate T-PIN for every transaction. Brute-force lockout built in.
Role-based access, fund-load approvals and a full audit trail for every action.
Aggregated, anonymous metrics from the PayoutOS ledger · last 30 days
PayoutOS is a production-grade payout console for Indian businesses. We connect your operations team to RBI-licensed rails — IMPS, NEFT, UPI — through a single ledgered interface. Every transfer is authenticated with a separate T-PIN, every action lands in the audit log, and maker–checker workflows keep large disbursements under control.
Whether you're paying vendors, refunding customers, or running monthly payroll, PayoutOS gives you speed without sacrificing accountability. Roles, approvals, lockouts and webhooks are wired in by default — no bolt-ons, no surprises.
We collect only the data needed to execute payouts on your behalf: your account login, beneficiary details you save, and the transaction records produced by your activity. We do not sell, share or use your data for advertising.
All sensitive fields (passwords, T-PINs, reset codes) are stored as bcrypt-hashed values and never logged in plaintext. Authentication sessions use HTTP-only secure cookies. Connections to our APIs are TLS-encrypted.
You may request a copy or deletion of your data at any time by emailing info@payoutos.site. Audit log entries are retained for compliance purposes for the period required by applicable law.
By using PayoutOS you agree to use the service only for lawful disbursements. You are responsible for the accuracy of beneficiary details and the legitimacy of every transaction you initiate. We reserve the right to suspend accounts engaged in fraud, money laundering, or any activity prohibited by RBI guidelines or Indian law.
PayoutOS routes funds through licensed payout partners (e.g., RazorpayX). Once a payout is successfully submitted to the rail, settlement timing follows the bank's published cycles (instant for IMPS / UPI; batch for NEFT). Reversals are credited back to your wallet automatically via webhook reconciliation.
Service availability is provided "as is". We do not guarantee uninterrupted access during scheduled maintenance or upstream bank outages. Liability is limited to the transaction fees paid for the affected transfer.